Welcome To Our Hawley Advisors Blog

We hope you find the articles on our blog informative and helpful. You are always welcome to chat with us if you have any questions about your personal financial situation.

China Issues Digital Currency - The Big News That is Not Being Covered with Giant Implications

China has issued a digital Yuan and it's got governments around the world scared and in catch-up mode. So what's the big deal? The world is moving at breakneck pace to a digital based currency system. Cash is being phased out. Consumers around the world are paying increasingly with debit and credit cards. Cash is being used less and less and this trend has only accellerated since the advent of COVID. It only makes sense in a predominantly digital commerce world that this would be accompanied by government issued digital currencies.

When Facebook announced its intentions to launch Libra, the world took notice and action. When a public company with 2 billion users starts issuing its own currency the financial elite start to panic. Just imagine how much power would shift to Facebook. It could become one of the largest financial payment networks in the world overnight. As if it did not have enough power and influence right now, a move to digital banking would tip the balance of power even further to the digital elite. Mark Zuckerberg's argument was simple. "If we do not do it, someone else will" and that is exactly what is happening with China announcing the launch of its digital currency. However, the implications of China announcing a digital currency are just as far reaching as Facebook's announcement.

From a Geo political and economic standpoint, China's launch into the digital world is a significant threat to the dollars global dominance. A digital currency means the ability to bypass US oversight allowing countries that the US is looking to penalize with sanctions, for example, to bypass international payment networks such as SWIFT (which the US monitors closely) and exchange funds anonymously. China's game plan to weaken US dominance in the world is not exactly a secret. As we have written in previous articles, there is a global economic fight for dominance going on between China, US and the EU (less so). One of the last significant bastions of US power in the world is the dominance of the US dollar as the global reserve currency. Almost 80% of all global trade is done in dollars. China is going to keep doing everything it can to disrupt the last bastion of US power.

...
Continue reading
15 Hits

Happy Holidays!

We want to take this opportunity to wish all our clients and readers a Very Happy Holiday!

There are 6 Trillion reasons and counting why 2021 is shaping up to be a positive year for many asset classes.

...
Continue reading
118 Hits

The Origins of Thanksgiving - It May Not Be What You Think

Thanksgiving roots are not in 1621, Plymouth as you might have been accustomed to think.

The Day of Thanksgiving was originally conceived in England in the English Reformation during the reign of Henry 8th. Prior to the reformation there were 95 church holidays and 52 sundays when people were required to attend church and forego work. 95 church holidays! That is not a typo.The priorities during that era were certainly very different from today.

The 1536 reforms reduced the number of holidays to just 27! Some wanted to eliminate even these holidays and replace them with Days of Thankgiving and Days of Fasting. Positive events such as winning a great war, the birth of a royal heir and so forth would be followed with a day of Thanksgiving whereas terrible crisis such as drought, plague or floods would be followed by days of fasting. Great Negative and Positive events were given divine significance that either required pennance to ensure the continued Blessings of the Divine or Thanks to the Divine.

...
Continue reading
114 Hits

Why Navigating the Markets and Your Financial Future Require a Clear Head?

In a sea of constantly moving variables, navigating the markets (an art and science unto itself) and your financial future ( think taxation, IRA's, life insurance, pensions, other critical insurance, the amount needed for your retirement, estate planning) and the situation can be over-whelming. We cannot see the future, so at best we can imperfectly try to predict it based on historic data and patterns that can often repeat.

In order to successfully navigate and compute all of the above variables and potential changes so that you can both protect and maximize your financial future, you need an uncommonly clear head which comes from experience, expertise, knowledge and the ability to adapt. It's not unlike any profession. However, when it comes to your finances the wrong decisions can have an irreversible impact on your life and loved one's.

As a former airline pilot many years ago, you qickly learn there is no room for "error". The entire process from take-off to landing requires meticulous attention to detail and any flaws in judgement can have life and death implications. This training has served me well over the 28 years of my financial advisory career. We have a significant ammount of money under management for our clients and this alongside each families complex financial situation and requirements requires precise calculations, ongoing calibration and clear navigation.

...
Continue reading
112 Hits

Why Moving Averages Are Simple But Powerful Indicators for Investors

Moving Averages are simple but powerful indcators for investors as they reflect a prevailing trend in the price of a stock, fund or indices, over the short, mid and long term. They can be used alone or in combination with technical analysis or Dow Theory, for example, to chart both primary trends and secondary counter cyclical trends.

There are two principal moving averages used by investors:

1. A Simple Moving Average is a historic weighted average price indicator for a stock, fund or market indices. The objective is to provide an average weighted indicator of the stock price that evens out daily or weekly fluctuations in price. A simple moving average takes the artihmetic "mean" of historic prices over a set period of time whether that is 9, 15, 20, 50, 100 or 200 or more days in the past.

...
Continue reading
138 Hits

Main Menu

The Hawley Communique

Sign up for free to receive our signature quarterly reports.Not only will they keep you informed, you will get a unique and up to date objective financial perspective to navigate your pre and post retirement. You will also receive our retirement planning article series that provides helpful information about a variety of topics.

Subscribe Here

Hawley Advisor Publications

Download our free marquis papers written to provide valuable and actionable information to help you plan for your retirement and asset protection

Download Here

Company Info

Hawley Advisors
1600 South Main Street, Suite 190
Walnut Creek, CA 94596
Phone: 925-906-9800
Fax: 925-906-9884
info@hawleyadvisors.com

 

 

Hawley Advisors is an investment advisor, registered with the State of California. Any investment ideas or strategies on this website are for the purposes of education and general information only and should not be construed as specific investment advice. For more information about our firm please check the SEC Public Disclosure website: https://www.adviserinfo.sec.gov/

 

Copyright © 2021 Hawley Advisors. All rights reserved.